Mobile Payment Systems in Malaysia: Its Potentials and Consumers' Adoption Strategies

Cash, cheques, and credit cards always contain some limitations and bottlenecks. Thus, Mobile Money (MM Wallet) is designed to address such limitations. Mobile Money is a PIN-based Mobile Payment solution designed by the Mobile Money International Sdn Bhd. Mobile payment means the collection of money from a consumer via a mobile device such as their mobile phone, smart phone, Personal Digital Assistant (PDA) or other such device.
Currently, customers and merchants in Malaysia are facing some obstacles when dealing with the online transactions. When it comes to online selling, choosing a payment gateway is one of the major problems faced by the merchants in Malaysia since there are little choices available, worse, and none of these limited choices are cost effective. Mobile Money has addressed the problem and it allows merchants to take online order without the need for online shopper to disclose their credit card information.
Mobile Money will encourage more consumers to shop online. It unlocks the power of the mobile phone to make payments, allowing registered users to pay for goods and services at anytime, anywhere using only a mobile phone coupled with a 6-digit security PIN(Personal Identification Number) via SMS. This gives the freedom to shoppers to buy products online and pay the merchant using mobile phone without being physically present at the store. As a result, this will definitely be a great deal to the e-commerce industry in Malaysia.
In a nutshell, with more than 16 million mobile phone subscribers in Malaysia, it is inevitable that mobile phone will become a payment tool. Mobile Money enables the mobile phone to function like a credit card and it also allows consumers to pay from wherever they may be. Consumers can buy things without disclosing their credit card details and eventually removing the initial trust barriers now.

Phishing : Examples and its Prevention Methods

Phishing is an email fraud in which the perpetrator sends out legitimate-looking email. Phishing attacks use both social engineering and technical subterfuge to steal customer's personal identity data and financial account credentials. Typically, fraudsters try to trick you into providing your user name and password so that they can gain access to an online account. Once they have the authority to access, they can use your personal information to commit identity theft, empty your bank accounts, charge your credit cards, read your email and lock you out of your online account by changing your password. Normally, the messages appear to come from well known and trustworthy websites.
According to Malaysian Computer Emergency Response Team (MyCERT) the number of forgery incidents especially phishing cases in Malaysia had enormously increased.





Tips on how to avoid the Internet scam known as phishing:

• If you get an email or pop-up message that asks for personal or financial information, do not reply. And don't click on the link in the message, either. Legitimate companies don't ask for this information via email. If you are concerned about your account, contact the organization mentioned in the email using a telephone number you know to be genuine, or open a new Internet browser session and type in the company's correct Web address yourself. In any case, don't cut and paste the link from the message into your Internet browser — phishers can make links look like they go to one place, but that actually send you to a different site. Instead, call the company on the telephone, or log onto the website directly by typing in the Web address in your browser.
• Avoid filling out forms in email messages that ask for personal financial information. You should only communicate information such as credit card numbers or account information via a secure website or the telephone.
• Before submitting financial information through a Web site, look for the "lock" icon on the browser's status bar. It means your information is secure during transmission.
• If you unknowingly supplied personal or financial information, contact your bank and credit card company immediately.
• Area codes can mislead. Some scammers send emails that appear to be from a legitimate business and ask you to call a phone number to update your account or access a "refund." Because they use Voice over Internet Protocol technology, the area code you call does not reflect where the scammers really are. If you need to reach an organization you do business with, call the number on your financial statements or on the back of your credit card. And delete any emails that ask you to confirm or divulge your financial information.
• Remember not all scam sites will try to show the "https://" and/or the security lock. Get in the habit of looking at the address line, too. Be aware of where you are going.
• Use anti-virus and anti-spyware software, as well as a firewall, and update them all regularly. Ensure that your browser is up to date and security patches applied. Some phishing emails contain software that can harm your computer or track your activities on the Internet without your knowledge.
• Regularly log into your online accounts. Don't leave it for as long as a month before you check each account.
• Regularly check your bank, credit and debit card statements to ensure that all transactions are legitimate. If anything is suspicious or you don't recognize the transaction, contact your bank and all card issuers.
  

The Threat of Online security: How safe is our Data?

In this 21st century which is a digital world, The Computers and internet are very common used by peoples, no matter they are used online for entertainment, find information on studies or in business purpose. This kind of technology might bring us a lot of advantages to make our life easier. But it is also bring us to be troublesome sometimes.

What will make us Trouble Go Online???

There are many types of threat of online securities we can found in online such as key logger, Trojans, worms, hackers, and crackers.

For instance,

Key logger which is extremely dangerous, It’s a type of software can be either secretly installed on your PC via internet. This software allow people to monitor your keystrokes, your chat conversations, to steel passwords, credit card info, banking, identity….and can even allow remote access.

Trojans very common will get it if you like to download some games, movies, music by online or even viewing an email. This Trojan is a software that is installed unknowingly to your PC. Since it exists as a software program, the range of its activities can be quite broad, from usage monitoring to remote control to customized collection and theft of information.

Worm which is a type of software that propagates by creating duplicates of itself on your PC and will slow down the PC operating speed.

And now, Web-based services including social networks MySpace and Facebook, are becoming prime targets for hackers seeking your personal information. by Aaron Ricadela

The hackers or crackers are nearly use of typo-ridden emails pretending to come from your bank. As internet users, they like to display more of their personal information on social networking websites such as Facebook or Friendster.com and upload more sensitive data to online software programs. The hackers are employing increasingly sophisticated methods to pry that information loose. In many cases, they are devising small attacks that can fly under the radar of traditional security software, while exploiting the trust users place in popular business and consumer websites. These kinds of targeted attacks on Web-based services may constitute the top computer security threats of 2008 (BusinessWeek.com, 11/12/07), according to security experts. "One of the biggest challenges of 2008 will be, how do you do business online when you know there's a bad guy in the middle?" says Chris Rouland, chief technology officer in IBM's (IBM) Internet security systems division.

As the conclusion, to be safe we need to be more careful while upload our personal information and data, then needed to install and always updated the newest version of Anti-virus software and frequently do the scanning process on computer will ensure that your data might be safe.

Review on a post in Ecommerze.blogspot.com which titled (Hackers benefited from online sharing of videos and musics)

After reading the article title of "hackers benefited on online sharing of videos musics"(reported in Las Vegas) from http://ecommerze.blogspot.com/search/label/Internet%20Security , its content is state the ways hackers will attack us and as a reminder for us to beware when we are download, watching or listening movie clips and musics online. Based on the content stated in the post, hackers can attack the computers by using Malicious software(known as Malware), malware can be hidden inside the movie and music streamed or downloaded from website. For example, the hidden malware will injected into your computer when you are watching, listening or download the song or video, malware also can attack your computer from some of the website you are unable to stop from playing music at you. Nowadays, the this kind of threats are use so frequently, those malware-tainted video and audio files uploaded to social websites can be rapidly sent to members by automated programe, its is proved that in last year in Really Simple Syndication(RSS) feeds to download the malicious code to thousand of people instantly. the content of the post also stated that websites in certain country such as Russia are often lures set up by cyber criminals and such sites offering contents such as sex videos are frequently hide with computer viruses. From this article we can known that it is very risky for us to download or streaming videos and musics online since there are no free meal in this real world. So for us to be safe and avoided to be hacked by those cyber criminal we have to beware and avoiding from download such content might contained viruses or malware.

How to safeguard our personal and financial data?

Our personal and financial data are the privacy of ourself in order to avoid other parties to steal and use it,here have some suggestions to guide you in order to protect and safe our personal and financial data.

First of all, we do not reveal any password that relate to our personal and financial data to anyone. After using any member services or the financial services center, must remember to log out.While you want enter a password for your new account, it must be easier to remember.Please do not enter any passwords such as the IC number, date of birth, phone number and etc. It will be easy to guess and be steal by other people.Be more secure and safety, create a password with the letter and number, use lower or uppercase or special characters.

Beside that, in order to protect your computer to guard with the personal and financial data by installing antispyware software and antivirus software. Norton and Avg software are most popular software use by the people to protect and scan the computer make sure there is in secure mode.

By using authentication system such as biometric system. Biometric system that identify a person by measure such as fingerprint, iri patterns, facial features or voice. It can be apply when you are enter into services center such as ATM machine.

Use a credit card with a low limit while you online purchase and mail-order, your personal and financial data will easily to steal for dishonest clerk so do not easily to disclose any personal and financial data and information.

Furthermore, if you share information with another user or use a public computer in such places like Internet cafe, school lab or public library, you must remember to close the browser window. This is prevent other user to reading your personal mail and information.

Check your bank and credit card statement frequently to make sure it does not have any suspicion transaction been record down.

Lock your computer while at home and at office. When you are away or not in front on your computer that without save a password on your screen saver, it will easy to get other people look though your information and data. Therefore, you better to set a password on the protected screen saver.

The Failure of E-Commerce

4The failure of E-commerce was starting in 1999. There was a large number of E-Commerce companies began to fail. Well-known B2C (Business-to-Consumer) failures include Webvan.com (1999-2001), Pets.com (1998-2000), eToys.com (1997-2001), Boo.com (1998-2000) and so on. Well-known B2B include Chemdex.com (1997-2001) http://en.wikipedia.org/wiki/Chemdex, Ventro.com, Verticalnet.com.
Those companies usually fail and not able to face the challenges in market via Internet are normally because of their unimpressive and non-persuaded marketing capacity as well as other weaknesses they either became bankrupt or failed to achieve success.

In June 2008, CNET hailed Webvan as one of the greatest dotcom disasters in history.^[1]

Webvan was an online "credit and delivery" grocery business that went bankrupt in 2001. It was headquartered in Foster City, California, USA, near Silicon Valley. It delivered products to customers' homes within a 30-minute window of their choosing. At its peak, it offered service in ten U.S. markets: San Francisco Bay Area, Dallas, San Diego, Los Angeles, Chicago, Seattle, Portland, Atlanta, Sacramento, and Orange County. The company had originally hoped to expand to 26 cities.

After their acquisition of HomeGrocer a year ago.

Lots of their consumer can see the differences in the way the two companies did business. The HomeGrocer certainly had an uphill battle to survive, Webvan seemed set on driving the company out of business. There are several causes of Webvan Went Wrong, particularly in comparison with HomeGrocer, the Seattle-based service that got us turned on to Internet grocery shopping in the first place.

1. Too Much Money to Burn -- Significant investment is normally a good thing, but in this case the vast sums acted to Webvan's detriment, not to mention the detriment of the entire industry. Webvan used its money in two basic ways: to build up an expensive infrastructure and to expand rapidly across the country.

Webvan spent huge sums on high-tech warehouses that were designed to revolutionize distribution, but they turned out to be mostly a waste of money and a lot of unnecessary expense. Webvan would spend something like $35 million on a warehouse, whereas HomeGrocer spent only about $15 million for a much less automated warehouse.

2.Infinite Expansion Creates Infinite Dilution -- The grandiose expansion plans Webvan executed even in the face of the dot-com bubble bursting were problematic at best.

Most significantly, they put pressure on competing Internet grocers in those markets. In an established, profitable business, pressuring competitors in key markets makes sense, but in a situation where everyone is losing massive sums of money in attempts to gain market share, forcing head-to-head competition just makes it all the more likely that everyone will fail.

The Webvan's expansion plans also made it difficult for management to concentrate on the basic business of serving the customer. Therefore, there will having a lot complaints with Webvan. However, there had essentially no complaints with HomeGrocer, particularly in terms of customer service, where they always answered their email promptly and were great about providing refunds for the occasional mistake or damaged food. As Webvan took over, our exchanges with customer service gradually became

Merge and Die -- Acquiring HomeGrocer was also a mistake. Though it made sense on the surface, Webvan botched the acquisition almost entirely, failing to merge the organizations in some ways and overriding HomeGrocer's leaner approach in others.

In the early days of HomeGrocer, the drivers were excited by what they were doing, and that excitement encouraged customers to have faith in the then-unusual notion of buying groceries online. The difference in attitude after the acquisition was particularly shocking.

As the Conclusiuon: The failure of webvan.com was due to the inability to make high volume, low priced purchases. Webvan.com failed to meet customer requirements. It made bad management decisions like to raise $850 million and spend it on ads and campaigns. The last thing to kill webvan.com was to merge with Homegrocer.com.

HisToRy & evOlutIoN oF E-commerce

History of E-commerce

Nowadays e-commerce are very common around the world. E-commerce also known as electronic-commerce. E-commerce is the process of buying, selling or exchanging products and services on the Internet. Its conducted using electronic data transmission technologies such as those used on the Internet and the world wide web(www). Originally, electronic commerce mean the facilitation of commercial transaction electronically, using technology such as Electronic Data Interchange (EDI) and Electronic Funds Transfer (EFT). These two that allow business to send commercial documents like purchase orders or involves electronically in late 1970s.

Beside that, electronic commerce would additionally include enterprise resource planning systems (ERP), data mining and data warehousing. The term ‘electronic commerce’ was stated that when Internet became commercialized and users began flocking to participate in the World Wide Web in the early of 1990. E-commerce applications were then rapidly expanded. Possibly it is introduced from the Telephone Exchange Office. Beside that,the Boston Computer Exchange, a marketplace for used computers launched in 1982. The first online information marketplace, including online consulting, was likely the American Information Exchange, another pre-Internet online system introduced in 1991.

Evolution of E-commerce

Since 1995, there have many innovative applications due to ranging from direct online sales to e-learning experiences had been developed. Online retailers sometimes known as e-tailers and online retail known as e-tail.Almost every organization in the world has a Web site. Electronic commerce can conducted between business referred as business to business or B2B .In 1999, the emphasis of e-commerce shifted from B2C to B2B. However, it changed from B2B to B2E, e-government, e-learning, and m-commerce.In 2005, social networks started to rise and so did l-commerce and wireless applications.E-commerce will be continue to shift and change in the next future.

Timelines

1990

Tim Berners-Lee wrote the first web browser; WorldWideWeb using a Next computer.

1992
J.H.Snider and Terra Ziporyn published Future Shop: How New Technologies Will Changes The Way We Shop and What We Buy. St. Martin's Press. ISBN0312063598
1994
Netscape arrived and it providing users a simple browser to surf the internet and a safe online transaction technology called Secure Sockects Layer. The first online bank opened. Attempt to offer flowers delivery and magazine subscription online. Adult materials were also commercially available, as were cars and bike. Netscape 1.0 in late 1994 introduced SSL encryption that made transaction secure.
1995
Two of the biggest name in e-commerce are Amazon.com and ebay.com. Jeff Bezos launched Amazon.com and the first commercial-free 24 hour, internet-only radio stations, Radio Hk and NetRadio started broadcasting. Dell and Cisco began to aggressively use internet for commercial transaction. ebay was founded by computer programmer Pierre Omidyar as AuctionWeb.
1998
Electronic postal stamps can be purchased and downloaded for printing from Web.
1999
Retail spending over the internet reaches $2o billion according to Business.com; Business.com was sold for US $7.5 million which was purchased in 1997 for US $150,000. The peer-to-peer filesharing software Napster was launched.
2000
The dot-com bust
2003
Amazon.com had its first year with a full year of profit.

>E-commerce Reduce Cycle Time, Improve Employees' Empowerment & Facilitate customer support<

E-commerce help in reduce cycle time:
Firstly, cycle time is the amount of time it takes to complete a process, which is any process, for example are purchase order process and transferring of purchase order to invoice. With this reduction of cycle time, the customer can receive products ordered in a faster time. E-commerce can reduce this cycle time by eliminating the time taken to process between supplier, intermediaries and customers, which means when a customer placing an order, he or she is directly deal with the supplier website, hence it eliminate the processing time between the intermediaries and supplier. By have e-commerce, the customer can directly order the material or product needed no matter in what time and whenever they are with an access to the internet, because the e-commerce website is operate 24 hours per day, so no need to wait till the time the shop open. E-commerce reduce time taken for shipping, inventory accounting which adjust stock level, it also shorter the time taken to verify registration, account entry and transaction authorization.

E-commerce improve employees' empowerment:
E-commerce enable their employees to have freedom and right to access to transaction and system of the company, by doing so the employees can check on the transaction process that requested by the customer and providing feedback and process that transaction. This will eliminate the need of supervision on each of the employee, and let the employees have freedom to work on their own, hence it will increase their motivation to perform better. Beside that, the employee also can access to their work and perform their duty anywhere by accessing to internet, hence it provide flexibility to employee.

E-commerce Facilitate customer support:
Owners of the website can provide graphic user interface(GUI) on their website to enable the user can easily to view or click to order the product. Beside that, the website owners also can provide some picture or video about his product on the website to clarify to customers about the product. With e-commerce, they also can provide some customer services like Frequently Ask Question(FAQ) to support the customers' understanding. They also can provide their company information to enable the customer to contact them and prepare a forum to customer to left their comment.

E-c0mM3rC3 $uCc3$$ & !tS C@u$3$

An example of the E-commerce success is the Amazon.com. Amazon.com, Inc. is an American e-commerce company incorporated in Seattle, Washington. Amazon was founded by Jeff Bezos in 1994 and was launched online in 1995. It was one of the first major companies which sell goods through internet of the late 1990's. Amazon.com started as an online bookstore and later diversified its product line to computer software, video games, apparel, furniture, food, DVD, music CD's and so on. It also established separate websites in the United Kingdom, China, Japan, Germany, Canada and France. Furthermore, it also provides global shipping services for some of its product to certain countries. In 1999, Time Magazine named Bezos "Person of the Year" by recognizing the company's success in popularizing online shopping.
Furthermore, candid reviews and capabilities for recommending products are known to its customers in Amazon.com. The customer reviews not just concentrate on positive comments but also monitored for all negative or indecent comments that are directed at anything, or anyone, but the product itself. The company's success might also due to the review feature of Amazon.com which has attracted at least 615million visitors annually by 2008 according to a Compete.com survey. The users can submit reviews to the webpage of the products. As part of their review, users must rate the product on a rating scale from one to five stars. Such rating scales will demonstrate the popularity and dependability of a product. Because it is an open forum, the users can benefit from a variety of perspectives.
Additionally, Amazon also created a feature that allowed the users to comment on the reviews in recent years. "Search Inside the Book" is a feature that allows customers to search for keywords in the full text of many books in the catalog. There are currently about 250,000 books in the program. In addition, Amazon has cooperated with about 130 publishers to allow users to perform these searches.

**@BoUt Me**~hUi YuN

Hi, I'm the new member here who first times in creation a blog. So excited. Hihi... Nice to meet you all. First and foremost, lets me started by introduced myself. My name is Hui Yun. I had finished my diploma course at the main campus of Kolej Tunku Abdul Rahman in May 2007. Now, I'm pursuing my Degree of Accounting at Universiti Tunku Abdul Rahman. I'm the student from Group 11. I'm from Sikamat, and not Segamat, which is a place situated in Seremban. There are so many delicious foods available in Seremban, such as Seremban siew pao, baked crab, and hakka mee.

Huh, time passed so fast. Now I'm the year 3 student already. Life become more stress and busy. Hobby is one of the ways to make our life more joyful. My hobbies are listening to music and playing badminton. However, since starting my university life, I became seldom to play badminton. I prefer to listen to music when I'm staying alone and feeling stress. Sometimes, I also will online to fully utilize my time. The website that I visited the most is http://www.google.com/ in order to search the information that I need to complete my assignment task. Haiz... Almost everyday also busy with the assignment or thesis now onwards. So, I also will visit http://www.baidu.com/ together when I'm searching for the information. Listen to music not only can reduce my stress, but it also will relax my mind.

Moreover, I will visit http://www.utar.edu.my/ to update my information about the current and updating news or events in my university. There are many services and information provided too in the UTAR website, such as searching for accommodation information, library services, program that offered in the particular faculty and so on. Besides, I also will check my emails that my friend sent to me through http://www.hotmail.com/, so that I can know what is the funny stories and real incidents that happening around us. Sometimes, there is some knowledge that we can share together too. I also will read newspaper through http://www.sinchew.com.my/ in order to know what had occurred around the world, no matter local or oversea. But the most important part of the newspaper is the entertainment news. Haha...

Ok la.. I think these are the information about me that I can make known to you. (Although it is not much interesting ^.^). Any further information?? (find me at group 11 lol^^~haha...). Lastly, hope you all will like our blog.

Intro- Alex Chong

Hello... to anyone (who views our blog).. Thanks for visit.^^

It has been a very long time i didn't write blog.. since pass through sth..

Firstly, i would like to intro myself..
I'm Chong Kok Bin or you can called Alex.. I'm 22 years old already.. Even through passed 21th birthday.. But my physical look still younger than that..
For now, I'm pursuing a degree which is Bachelor of Commerce (Hons) Accounting in UTAR, Sg. Long Campus, year 3 sem 1 and in group 11 which is a funny, wonderful and bombastic group..lol^^.
I'm live in Bandar Sungai Long.. It's a new places which developing very fast.. Just last 2 years ago when i moved in.. All around my house area are tree and jungles.. haiz..Now, no more the cold and fresh air.
I have 5 family members, (father, mother, a elder bro and a younger sis).. But actually not 5 only.. Still got 2 younger bro, who call Bobby and Wang wang (My doggies).. hehe^^
My family likes pets especially my dad.. You know why? Cause he will always be the one who take over the pets after few months or weeks.. haha... I got experience for having some special pets, such likes scorpion, snakes, mouse (longmao), rabbits, tortoises, 'love birds'..
For me, Everyone of it was bring a lots of happiness to our family. the most i like was the mouse..It's a type of mouse called 龙猫 it's looked likes hamster but it's bigger than hamster.. It's very cute and smart.. It's very fat but can run very fast & like to get the foods(watermelon seeds) from your finger.. It's the cutest & smartest one..

For my hobby, I likes outdoor activities or games and also travelling (if i have money)... i like the sport activities. badminton, volleyball, football ,swimming... Beside that, i like to chit chat with friends go online or 'yam cha' when free.. I likes to have some gathering or any activities can meet up with friends.. I hopes i will not missed out any chances with my best friends since i'm still available.. friends are very important to me after my family.. I always think friends might always have the influences to our life (environment factors).. I believes on friends.. There are no friends wanna meet you with intention to cheat and help you to go further..

For my favorite entertainment is go travelling, having movies in cinema, sing k... But must with a criteria to met it was must with friend, I'm very seldom go by myself when having fun.. I likes to share my happiness and enjoys together.
Sometimes, the life won't be perfect (can't get friends out) so i will playing PC games. Actually, i'm not the type who likes Computer games but recently i likes to play Dota.. since i have a group
friends playing that..

Usually, I go for online might probably to chat with friends and visit to my friendster account(last time).. It has been a long time I did not edit or upload any files to it.. but not now.. Most of time online is for check mail box and search informations using Google search engines and seldom chatting in live messenger also. I might doing that for my holidays.
Recently, I get interest on our government politic issues after the Election SPR.. A lot comments and complaints can surf in the internet likes http://www.malaysiakini.com/ there got a lot current issues of our country and many YouTube video clips to view as well. i likes visit the www.youtube.com sometimes to watch some short movie clip, there might have some funny funny clip.

I think that's all of me.. It's time for me to go for bed.. Anyway, thanks against for viewing our blog.^^

About me... Alfred^^

Hi^^ to all who view our blog... v(^^)v... at first my name is Lim Wei Hong, or can call me Alfred. Now i am 21 years old and pursuing Bachelor of Commerce (Hons) Accounting in UTAR, Sg. Long Campus, now i am in year 3 sem 1 and in group 11 which is a funny group^^. I am live in Kepong, K.L., in there a lot of food stall and various type of food can be found, some nice and some aren't.

For my hobby... erm... i more interest in car, which means how to make it look like nicer, beside that, i like to play car radio and speaker system too. in my leisure time, i may will refer some car's magazines to see got what new thing around. On the other hand, my favourite entertainment is sing k in Green box or Red box with my best friend, it make me reduce stress and forget all unhappy thing. Other than that, me also like to watch movie in cinema too, it is because when we watch movie in cinema, we can feel the audio system and surround system provided in cinema, it make me feel good...^^ Beside all these, i like to listen to songs when i free and while typing something. Another entertainment for me is play games, i like to play PC games and PS2 games, i like most for the which have the nice effect and graphic. For now, i am playing Cabal Online.

The website i will most probably will visit when online is http://www.friendster.com/. And my account is http://profiles.friendster.com/29825999 . when surfing friendster i will upload my most recently captured photos to let my friends to view. By doing this, i can ensure that all my friend can still keep in touch with me and knowing where i recently go. Me also like to view friends' photo to see what they are recently do. Beside that i will check my mail in www.hotmail.com when i am free to see what sent by my friend and got what special news. Sometimes, i will also access to http://www.zerotohundred.com/ is a car's website which have many latest news for car event and car model and also provided forum which all people are talk bout car problem and some will post up some solution to it, other than that, it also provided a market place which is for member to sell and purchase car, it is a nice website. Besides that, i will visit the http://www.youtube.com/ to watch some short movie clip, the most type of clips i will watch is mostly about the funny clip. on the other hand, i will surf to http://www.dygod.com/ to find for some latest movie and drama.

The most i use when access to internet are download song, play online games, on my msn to chat with friends, my msn account is garyz87@hotmail.com. I will also find some travel information online when plan to have a trip to make me clearer bout the trip. When assignment is comming it is unavoidable to surfing the net to find information related to assingment^^.

I think that all i can talk about me, i will stop here, if not i think you will read till fall sleep... (-.-)zzzZZ... anyway thanks for viewing our blog.^^

@bout~~Jess Choong

Hello, welcome to our blog. Nice to meet you. Let me to introduce myself first. My name is choong sik yee, i like people call me jess. I came from a small town which is a peace town in Perak, Taiping. The place that be filled with peaceful and harmony, i like it very much. When retire that is my best choice to stay last forever. Now that is far away from me. As here,I would like to describe myself. Erm... I am a quiet people and seldom talk with other but when i know each other more, i will friend with you, that is what characteristic i had. When i free, i like to spend time to sleep rather than open the book and study. I'm the lazy person.. However, I am pursuing my diploma course at Ktar in Penang then further my study at Utar,Sg Long. Recently taking a Bachelor of Commerce(Hons) Accounting and this is my final year so i must put more effort on my academic. Actually this is not my first time blogging, i had blogged in friendster account.But i'm lazy to blog because need to type and it takes time. That why you might not be able to view my latest and updated blog frequently.
My hobbies are listen to music, surfing net about fashion, read young magazine such as popteen, vivi and cleo, and shopping. i more interest in fashion and make-up. I like to play badminton but hard to space time for it. On the other hand, watch movie and surf net are apart of my life in sungai long. I enjoyable the life here although sometimes feel stressful when face many assignments and some more have thesis, but i hope everyday is a happy day for me.

Top 5 websites that i visited the most:

1.www.friendster.com ==>http://profiles.friendster.com/21093502

-To keep contact with my old friends in friendster and make a new friend around the world. Besides that i would like share the latest photo with my friends. Through to view the photo in the friendster let me know how the life of my friends going on.

2. http://www.chinapress.com.my/
-To know the events such as politics and entertainment in our country and around the world everyday, gain more knowledges such as technology its keep changes and also can upgrade myself

3. http://www.hotmail.com/
-i often use it to check my email as same with yours.

4.www.google.com
-Get the information that relate in my field of study especially my assignments and thesis. It easily and get faster to search the information, this is the reason i like to choose it.

5.http://www.gougou.com/
-To upload the movie, songs and other and know about the latest movie and songs.